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Pension increases

To protect your pension against inflation and the cost of living, the Trustee increases your pension on 1 April each year in line with the relevant price index.

Pension payment dates

Your pension will be paid on the 28th of each month. If the 28th falls on a weekend your pension will be paid on the previous working day.

Your pension will be taxed in the same way as your earnings.

You can view your payslip online.

If you die in retirement

  • Cash lump sum

    If you die within five years of retiring, a lump sum will be paid equal to the unpaid balance of five years’ pension payments (excluding inflation increases) to your beneficiaries at the discretion of the Trustee.

  • Spouse or dependant pension

    Your spouse or other financial dependant may receive a pension worth around half of your anticipated pension (ignoring any lump sum you have already taken).

If your address or bank details change

If you move house or change your bank details it is important to let us know so that we can make sure you continue to receive important messages about your pension and that your pension payments are made on time.

Updating your details is straightforward, just contact the Scheme Administrator.